Adirondack Health Institute News

Breaking News: Health Insurance Enrollment Deadline Extended For Individuals Unable to Complete Applications

The New York State Department of Health has announced that individuals who have taken steps to apply for health insurance but have been unable to complete the enrollment process by the March 31, 2014 deadline through no fault of their own, now have through 11:59 p.m. on April 15, 2014 to enroll.  Adirondack Health Institute (AHI) will provide assistance to those individuals who have taken steps to apply for coverage but have been unable to complete the enrollment process.  In-person, free-of-charge appointments are available by calling AHI at 1-866-872-3740.

Below is a list of acceptable reasons for not being able to complete enrollment by the March 31, 2014 deadline:

* Trouble with identity proofing
* Technological issues
* Customer Service Center delays
* Delay in getting an appointment with an assistor

To prove that you have a valid reason for needing additional time to enroll, you will be asked to agree to the statement below. It means that you are giving the Marketplace your word that you tried to enroll, but it wasn’t your fault that you weren’t able to complete enrollment.

I took steps to obtain health insurance through the NY State of Health Marketplace but, through no fault of my own, was not able to complete my application before the open enrollment period ended March 31, 2014.

What You Need to Know About Special Health Insurance Enrollment Periods

The last day for individuals and families to enroll in a Qualified Health Plan through NY State of Health was March 31, 2014.  If you missed the deadline, you will have to wait until November 15, 2014 to enroll in a plan that will become effective on January 1, 2015, and you may have to pay a federal tax penalty.  There are, however, a limited number of exceptions, called Qualifying Life Events, that allow you to enroll or make changes to your plan after March 31.  To qualify for a Special Enrollment Period, you must notify NY State of Health about your Qualifying Life Event within 60 days of the event.  You can do so yourself by visiting nystateofhealth.ny.gov, or calling AHI at 1-866-872-3740 to make an appointment with one of our certified navigators.  Enrollment for programs such as Medicaid and Child Health Plus, as well as enrollment in the Small Business Marketplace continues all year.

Below is a list of Qualifying Life Events that would make you eligible for a Special Enrollment Period:

* Loss of minimum essential coverage due to: job loss; divorce; death of a spouse; becoming ineligible for Medicaid or Child Health Plus; expiration of COBRA; or health plan decertification
* Marriage, birth, adoption, or placement for adoption
* Gaining status as a citizen, national, or lawfully present individual
* Newly eligible, or ineligible for tax credits and/or cost sharing reductions
* Permanent move to an area that has different health plan options
* Marketplace staff or contractor enrollment error
* Qualified Health Plan violated a provision in its contract
* American Indians can enroll or change plans one time per month throughout the year
* Other exceptional circumstances.

GFH’s Shugrue, Scimeca Join AHI Board; Board Officers Named

We’re growing again as we warmly welcome two new members to our board of directors — Dianne Shugrue, President/CEO (left) and Paul Scimeca, Senior VP, Strategic Planning and Business Development (right), of Glens Falls Hospital! We are also pleased to announce our new board leadership — Dan Burke, NBT Bank, Chair; Chandler Ralph, Adirondack Health, Vice Chair; Stephens Mundy, Champlain Valley Physicians Hospital, Treasurer; and Eileen Haynes, Esq., Bartlett, Pontiff, Stewart and Rhodes, PC, Secretary. In addition, we welcome Matthew Bannon, Pfizer, Inc. to our Leadership Council.

Schroon Lake Central School District Helps Promote AHI Health Insurance Enrollment Services

We are grateful to our friends in the Schroon Lake Central School District for helping us promote our health insurance education and enrollment services.  The district placed a link on their Web site of an informational flyer we created titled, “Connecting You to Health Insurance Coverage” and shares information on how AHI can help individuals and families enroll in affordable health insurance coverage.

Please follow this link to see the flyer:

http://www.schroonschool.org/pubs/health/health_insurance-coverage.pdf.